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Accidents Happen is a Charmine and Latoya episode.
- Latoya is invited to one of Marina's Parties must choose which dress to wear. While working at the hosptital in a nurse joy costume, she trips and breaks her back. Charmaine tries to do everything to get Latoya's back cured.
- Nurse Joy
- Charmaine Jr.
- Latoya Jr.
- Charmaine's Mom (cameo)
- Mrs. Parker (cameo)