• Process Balance Transfers
    • Who: Top Management
    • What: Convert expensive money into less expensive money
    • Where:
    • When: When the opportunity be comes apparent
      • when introductory offers expire
      • upon receipt of better offers
      • when interest rates rise
    • Why: We want pay the lowest possible cost for money
    • How: Make the decison to transfer
      • Transfer
        • via check or phone
      • record the tranaction as a Journal Entry
      • record the particulars of the the new deal in the descriptions of the accounts
      • expiration date of new deal
      • new interest rate
      • anything else pertinent

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